Retirement Snapshot | Wealth Effects

Wealth Effects · Complimentary Tool

Retirement Snapshot

Answer a few questions and see how your current plan may translate into future retirement income, cash flow, taxes, and longevity risk.

This tool is for educational purposes only and does not replace personalized financial advice.

~4 minTo complete

8 chartsPersonalized insights

100%Confidential

Step 1 of 5 · About You

Let’s start with the basics

We’ll use this to personalize your retirement projection.

First Name

Your Current Age

Desired Retirement Age

Plan Through Age

How long to model your retirement. Most planners use 90–95.

Number of Dependents

Children or others who depend on your income.

Do you have a spouse or partner?

Yes

Your State of Residence (optional)

Captured for advisor review. State tax modeling is not included in this estimate.

Step 4 of 5 · Retirement Goals & Income

What does retirement look like for you?

We’ll use this to calculate how much income your plan needs to generate.

Desired Annual Retirement Spending (in today’s dollars)

What you’d want to spend per year in retirement. We’ll adjust for inflation. A common starting point is 70–85% of current income.

We’ll use a 2.8% long-term inflation assumption for this snapshot.

Healthcare Coverage in Retirement

We’ll add an annual healthcare cost estimate to your spending need.

Retirement Lifestyle Preference

Modest

Lower expenses, simpler living, minimal travel

Comfortable

Maintain current spending habits and lifestyle

More Travel & Flexibility

Increased leisure, experiences, and discretionary spending

Higher Spending

Significant travel, luxury experiences, high discretionary spending

What is your biggest retirement concern? (optional)

Running out of money

Taxes in retirement

Inflation / cost of living

Healthcare costs

Market volatility

Retiring too early

Captured for advisor review. Helps us understand your priorities.

Guaranteed Retirement Income

Your Annual Social Security Estimate (optional)

From your Social Security statement, or use a rough estimate.

Planned Social Security Claiming Age (optional)

When you plan to start benefits. Defaults to 65 if left blank.

SS timing matters. Claiming at 62 vs. 70 can change your monthly benefit by 30–24%. Enter the amount based on when you plan to claim.

Do you expect a pension or other guaranteed income?

Yes

No / Not Sure

Part-Time Work Income in Retirement (optional)

Annual income from part-time work in early retirement, in today’s dollars. Reduces the amount your portfolio needs to cover.

Other Guaranteed Income (optional)

Annuity, rental income, trust distributions, or other recurring income at retirement. In today’s dollars.

Wealth Effects

Analysis complete

Your Answers Reveal a Few Areas Worth Reviewing

We found planning gaps that could affect your retirement income, taxes, or how long your assets last.

Enter your info to unlock your full retirement snapshot

Full Name *

Email Address *

Phone (optional)

Preferred Contact

For educational purposes only. Not personalized financial, tax, or legal advice. Your information will not be shared or sold.

Preview — unlock to view your full dashboard

📈 Retirement Snapshot Score

📈 Lifetime Portfolio

⏳ Longevity Risk

🏗 Stress Test Results

🔍 Planning Opportunities

Unlock to view your full dashboard

Your Retirement Snapshot

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Projected Assets at Retirement

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Annual Income Gap / Surplus

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Lifetime Portfolio Value

Current age through retirement — accumulation and distribution

Low returns Base High returns

Planning Check

All areas from your retirement stress test

Wealth Effects · Retirement Planning

Ready to see the full picture?

This snapshot is a starting point. A Wealth Effects advisor can confirm your plan assumptions, build a real income strategy, and address taxes, Social Security timing, and withdrawal sequencing.

Request a Retirement Review

Name *

Email *

Phone (optional)

Preferred Contact

By submitting, you consent to being contacted by Wealth Effects. Educational tool only — not personalized financial advice.

📋 Lead Management Dashboard

Wealth Effects internal use only — Not visible to clients

Date	Name	Email	Age	Ret. Age	Score	Primary Risk	Monthly Gap	Assets Last	Status	Notes	Actions

Job Change Financial Checkup

2-minute checkup

Thinking About a Career Change? See If It's Realistic.

A short, guided checkup that looks at the financial and personal side of your move — and shows where a little planning could help.

A few quick questions · No account needed to begin

Starting a business Going back to school A lower-stress role A bigger opportunity Taking time off Still exploring

Question 1 of 10 10%

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✓ Your checkup is ready

See your Job Change Readiness Score

Tell us where to send your results. An advisor can walk you through anything you'd like a second opinion on.

First name

Enter your first name.

Last name

Enter your last name.

Enter a valid email address.

Phone (optional)

Your information is saved to generate your results and may be used by an advisor to follow up.

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Your Career Change Readiness Score

Biggest strength

High Risk

Your planning snapshot

Suggested next steps

Your results are a helpful starting point. A deeper review can help you compare offers, understand the benefits you're trading, protect your retirement savings, and plan the transition with more confidence.

Request received. An advisor will reach out using the contact details you provided to walk through your career change plan.

This tool is for educational purposes only and is not financial, tax, or legal advice. Results are estimates based on the information you provided and should not be considered a personalized recommendation.

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Advisor access

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This tool is for educational purposes only and is not financial, tax, or investment advice. Results are based on the information provided and should not be considered a personalized recommendation.